How to get credit pass offered by Bajaj Finserv
In partnership with TransUnion Cibil, Bajaj Finserv Ltd has introduced a credit pass. Customers may check their credit ratings and follow their financial health with this innovative new tool. The service is offered for Rs 99 per year.
Lenders, especially banks and non-banking financial organisations (NBFCs), frequently evaluate credit scores before giving secured and unsecured credit, such as loans and credit cards. Creditworthiness is supposed to be indicated by a high credit score, and vice versa.
Bajaj Finserv Credit Pass is a one-year paid subscription that allows you to monitor and track your credit health to stay loan ready. You can sign up for this subscription online in a few simple steps without providing any papers. You can use our Credit Pass as many times as you want to check your credit score and credit health report. It takes no more than 5 minutes to sign up for the credit pass.
Subscribers will receive their unique credit pass number once registration is complete. Users can then log in to their accounts and access the dashboard to view their credit score. Their credit health report, account overview, calculators, and offers will all be available on the dashboard.
According to a press release from Bajaj Finserv, the annual subscription would include the following features.
After you register, you will be assigned a unique pass number. You must now log in to your account to see your dashboard, which includes your credit score. You may sign up for our Credit Pass in just a few steps.
Go to the Bajaj Finserv website and follow the instructions below:
Step 1 Sign up for our Credit Pass by clicking here.
Step 2: Provide some basic information such as your name, phone number, and PAN number.
Step 3: Confirm your profile using an OTP issued to your cell phone.
Step 4: You will be redirected to the Pass patent application page. You may choose any of the available options.
Step 5: Pay Rs. 99 for the credit Pass.
After you register, you will be assigned a unique pass number. You must now log in to your account to see your dashboard, which includes your credit score.
Benefits of Credit Pass and Features:
You can check your credit score at any time. You can check your credit score whenever and wherever you want without affecting your score. Monitoring your credit score is a good habit to get into because it allows you to take corrective action to enhance your credit score. To receive an or credit card from lenders, you must have a credit score of at least 750.
Access personalised loan offers that have already been pre-approved. You can get personalised loans and credit card offers from us with the Credit Pass.
Get your credit health report. Your Credit Health Report provides you with information on your credit behaviour, including the length of your credit history, credit use, types of credit inquiries, and loan repayment history, all of which affect your credit score.
Have access to resources that can assist you in making smarter financial decisions. You gain access to tools like the Credit Score Predictor with this membership, which helps you understand the potential impact on your credit score when you apply for a loan or a credit card. Use our EMI Calculator to plan your EMI repayments as well.
Unlimited credit score checks: Customers can check their credit scores at any time without affecting their score. Monitoring the credit score on a regular basis is a good habit that will enable subscribers to take corrective action to enhance their credit score.
Summary of credit-scoring factors: The credit pass would allow users to track their loan repayment, credit history, loan inquiries, and other information.
Customers also have access to interactive tools, such as the credit score simulator, which help them assess the potential impact of taking out a loan or a credit card.
Customized dashboard: Customers can also gain access to their personalized dashboard, which provides a one-stop summary of their ongoing credit cards and loans, repayment history, and other vital information.
Customers can also access ready offers on loans and credit cards from Bajaj Finance.
Bajaj Finserv is the Bajaj Group’s financial services division. TransUnion Cibil is India’s largest credit information provider.